Insurance
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Bennet (t/a Soho Pizzeria) v AXA Insurance plc
Insurer resisting claim by restaurateur under fire insurance policy — Fire caused by cigarette end in almost empty bin — Insurer relying upon clause warranting removal of trade waste –…
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Stylli and others v Hamberton Properties Inc
Defendant landlord responsible for insurance of property through managing agents — Insurers refusing to continue cover — Managing agents failing to obtain alternative cover — Claimant tenants applying for appointment…
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Watermoor Meat Supply Ltd v Walker and another
Insurance provisions in commercial lease — Either party entitled to terminate in certain events — Premises badly damaged by fire — Landlord failing to apply insurance proceeds towards reinstatement to…
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Aldridge Estates Investment Co Ltd v McCarthy
Property — Insurance — Plaintiffs owning large portfolio of residential properties — Whether defendant insurers entitled to avoid claim on ground of non-disclosure — Whether presence of squatters a material…
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Williams and another v Southwark London Borough Council
Service charge extending to costs of performing landlords’ covenant to insure – Landlords obtaining block policy allowing for 25% discount – Policy subsequently varied by agreement providing for bulk of…
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John A Pike (Butchers) Ltd v Independent Insurance Co Ltd
Insured losing stock to burglars – Whether theft within terms of policy – Preliminary issues of whether entry via gates or forcing open of internal doors involved “entry to or…
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Kim Barker Ltd v Aegon Insurance Co Ltd and another
Collapse of cofferdam — Policy of insurance — Exception for bad workmanship — Whether bad design or workmanship “proximate” cause of collapse — Claim against insurer dismissed
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FNCB Ltd (formerly First National Commercial Bank plc) v Barnet Devanney Co Ltd
Brokers arranging insurance of property – Property charged to bank as security for loan – Property damaged by fire – Insurer repudiating liability – Bank claiming loss caused by negligence…
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Hamptons Residential Ltd v Field and others
Employee engaged in mortgage fraud – Inflated valuations of hotels prepared for lenders – Former employer notifying professional indemnity insurers at first knowledge of fraud – Lenders successfully claiming against…
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Barking and Dagenham London Borough Council v Stamford Asphalt Co Ltd; General Accident Fire & Life
Employer engaging contractor to carry out works – Employer failing to insure in joint names of themselves and contractor as required by contract – Fire causing damage – Contractor liable…
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Sumitomo Bank Ltd v Banque Bruxelles Lambert SA and related actions
Two syndicated bank loans arranged to finance purchase of commercial property – Plaintiff banks participating in loans – Loans subject to mortgage indemnity guarantee policies arranged by defendant – Borrowers…
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Sadlers and another v Clements
Leasehold property — Whether plaintiff landlords entitled to claim for fire damage — Whether defendant tenant equitable assignee — Whether defendant entitled to benefits of covenant under lease — Judgment…