Insurance
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Hamptons Residential Ltd v Field and others
Employee engaged in mortgage fraud – Inflated valuations of hotels prepared for lenders – Former employer notifying professional indemnity insurers at first knowledge of fraud – Lenders successfully claiming against…
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Barking and Dagenham London Borough Council v Stamford Asphalt Co Ltd; General Accident Fire & Life
Employer engaging contractor to carry out works – Employer failing to insure in joint names of themselves and contractor as required by contract – Fire causing damage – Contractor liable…
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Sumitomo Bank Ltd v Banque Bruxelles Lambert SA and related actions
Two syndicated bank loans arranged to finance purchase of commercial property – Plaintiff banks participating in loans – Loans subject to mortgage indemnity guarantee policies arranged by defendant – Borrowers…
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Reynolds and another v Phoenix Assurance Co Ltd and others
Destruction by fire of large part of old Suffolk maltings–Claim under contract for insurance–Extent of indemnity–Alternative methods of evaluating loss–Market value, equivalent modern replacement, or reinstatement–Whether reinstatement substantially as before…
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Rigby and another v Sun Alliance & London Insurance Ltd
Insurance–Claim by owners of bungalow against neighbours in respect of damage from tree roots–Dispute between two insurance companies as to which was liable to indemnify neighbours–Building policy and householder’s comprehensive…
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Tilley & Noad v Dominion Insurance Co Ltd
Insurance — Professional indemnity policy — Action by firm of auctioneers, surveyors, estate agents and valuers against insurers, seeking declaration as to right to indemnity in respect of claims based…
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Leppard v Excess Insurance Co Ltd
Claim on insurance policy following destruction of cottage by fire–Question as to amount which the claimant could recover–Insurance a contract of indemnity–Rule in Castellain v Preston applied–Submission by claimant that…
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Young v Sun Alliance & London Insurance Ltd
Householder’s insurance claim–‘Damage by storm, tempest or flood’ does not include damage caused by seepage of water which on occasion covered a lavatory floor to a depth of three inches–A…
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Cooke & Arkwright (a firm) v Haydon
Professional indemnity insurance — Question as to liability covered by policies — Plaintiffs, a firm of chartered surveyors, were associated through one of their partners with another firm which included…
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PP 2000/24
A notorious bone of contention is the liability, if any, of an insuring landlord to account to premium-paying tenants for discounts or commissions obtained from the insurer.