Insurance
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Aldridge Estates Investment Co Ltd v McCarthy
Property – Insurance – Plaintiffs owning large portfolio of residential properties – Whether defendant insurers entitled to avoid claim on ground of non-disclosure – Whether presence of squatters a material…
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Kelly v Norwich Union Fire Insurance Society Ltd
Burst water-pipe — Desiccated clay subsoil — Period of insurance policy — Damage to house — Whether insurers liable for damage — Whether insurers liable only in respect of insured…
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Co-operative Retail Services Ltd v Taylor Young Partnership Ltd and another
Building in course of construction – Fire damage – Employer suing architect and consulting engineer – Defendants seeking contribution from contractor – Damage covered by insurance policy in joint names…
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Berrycroft Management Co Ltd and others v Sinclair Gardens Investments (Kensington) Ltd (and related
Purpose-built blocks of flats — Landlord making fresh arrangements for buildings’ insurance — Premium rate higher than previous cover arranged by management company — Whether landlord entitled to recover sums…
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Reynolds and another v Phoenix Assurance Co Ltd and others
Destruction by fire of large part of old Suffolk maltings–Claim under contract for insurance–Extent of indemnity–Alternative methods of evaluating loss–Market value, equivalent modern replacement, or reinstatement–Whether reinstatement substantially as before…
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Rigby and another v Sun Alliance & London Insurance Ltd
Insurance–Claim by owners of bungalow against neighbours in respect of damage from tree roots–Dispute between two insurance companies as to which was liable to indemnify neighbours–Building policy and householder’s comprehensive…
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Cooke & Arkwright (a firm) v Haydon
Professional indemnity insurance — Question as to liability covered by policies — Plaintiffs, a firm of chartered surveyors, were associated through one of their partners with another firm which included…
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Leppard v Excess Insurance Co Ltd
Claim on insurance policy following destruction of cottage by fire–Question as to amount which the claimant could recover–Insurance a contract of indemnity–Rule in Castellain v Preston applied–Submission by claimant that…
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Young v Sun Alliance & London Insurance Ltd
Householder’s insurance claim–‘Damage by storm, tempest or flood’ does not include damage caused by seepage of water which on occasion covered a lavatory floor to a depth of three inches–A…
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Tilley & Noad v Dominion Insurance Co Ltd
Insurance — Professional indemnity policy — Action by firm of auctioneers, surveyors, estate agents and valuers against insurers, seeking declaration as to right to indemnity in respect of claims based…
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PP 2000/24
A notorious bone of contention is the liability, if any, of an insuring landlord to account to premium-paying tenants for discounts or commissions obtained from the insurer.