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A notorious bone of contention is the liability, if any, of an insuring landlord to account to premium-paying tenants for discounts or commissions obtained from the insurer.
If faced with such an issue, your researches should certainly include a look at Williams v Southwark London Borough Council [2000] EGCS 44. But don’t expect too much in the way of guidance, as important concessions were made in order to narrow the decision down to the very special facts.

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