HBOS is closing all 67 Birmingham Midshires branches.
Nineteen of them will be converted into Halifax banks.
Forty-eight will be closed entirely, 60% per cent of which are within 985 yards of a Halifax.
References: Financial Times 16/09/05 page 24, The Guardian 16/09/05 page 28, The Daily Telegraph 16/09/05 page 35, The Independent 16/09/05 page 59
